> ## Knowledge Base Index > Fetch the complete knowledge base index at: https://support.easystore.co/sitemap.xml > Use this file to discover available pages before exploring further. > Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash). # 支付方式服务比较 ###### 在本文中： 1.支付网关介绍。 2. 支付网关的主要特征。 3、支付网关之间的比较。 4. 比较总结。 --- ## 1. 支付网关介绍。 支付网关是由电子商务应用服务提供商提供的一项商家服务，它授权电子商务、在线零售商、实体店或传统实体店进行信用卡或直接支付处理。 支付网关充当商家与其客户之间的中间人，确保交易安全、及时地进行。 --- ## 2. 支付网关的主要特征。 * 审批时间：申请获得批准所需的时间。 * 交易费用：您每次处理每笔交易时支付的费用。 * 结算日：收到客户付款与您的商家银行账户收到资金之间的时间间隔。 * 结算金额：支付网关服务提供商将资金存入您账户的最低金额。 * 全球支付：支持外币。 --- ## 3. 支付网关之间的比较。 | 支付网关 | 审批时间 | 交易费用|结算日 | 结算日 | 结算金额 | 全球支付 | | -- | -- | -- | -- | -- | -- | | [![](https://storage.crisp.chat/users/helpdesk/website/b34797d9594d3000/image_zc9gtc.png)](/en/article/connecting-razer-merchant-services-razerms-jqu48z/) | **Internet Bank Transfer**: 3 - 5 working days; **Credit Card**: 1 - 2 months | **Exclusive rate as low as 1.5%** only for EasyStore users. Payment methods include credit/ debit card, online banking, e-wallet. Contact us at **support@easystore.co** to check your entitlement | Weekly Transfer to Bank Account | Min RM 100 | Yes | | ![](https://storage.crisp.chat/users/helpdesk/website/b34797d9594d3000/image_1zljtn.png) | Immediate | 3% + RM 1 | 7 days (Malaysia) | Min RM 5 | Yes | | ![](https://storage.crisp.chat/users/helpdesk/website/b34797d9594d3000/image_cg951o.png) | Immediate | 3.9% + RM 2 | Instantly | N/A | Yes | | ![](https://storage.crisp.chat/users/helpdesk/website/b34797d9594d3000/image_7jll4m.png) | Within one business day | 3.4% + RM 2 | Next day (T+1) | N/A | Yes | | ![](https://storage.crisp.chat/users/helpdesk/website/b34797d9594d3000/image_rl8b84.png) | 7 - 14 working days | **Cards:** 2.5% per processing (+ 1% non-MYR processing, + RM 0.50 for ticket size less than RM40.00); **Non-Card (FPX):** 2.5% or RM 0.50 (whichever is higher) | Weekly Transfer to Bank Account | N/A | N/A | | ![](https://storage.crisp.chat/users/helpdesk/website/b34797d9594d3000/image_13frh4r.png) | Within 7 - 15 days | Free for most transactions. The fees of 0.1% for overseas transactions such as in case of cross border commerce. | Next day (T+1) | 800 USD or equivalent amount in other foreign currencies | Yes | | ![](https://storage.crisp.chat/users/helpdesk/website/b34797d9594d3000/image_1qvza4t.png) | Within 72 hours | **Credit Card:** 3% service charge; **Online Bank Transfer:** 1.5% service charge | **Monday - Tuesday:** Next day (T+1); **Friday - Sunday:** Next Monday; **Public Holidays:** Next business day | N/A | N/A | | ![](https://storage.crisp.chat/users/helpdesk/website/b34797d9594d3000/image_fgci42.png) | **Internet Bank Transfer:** 7 - 14 working days; **Credit Card:** 1 - 2 months | **SME Plan** Cards: 3%, Online banking & e-Wallet: 2 - 4% or minimum RM0.60 (whichever is higher); **SOHO Plan** 4% per transaction | Weekly Sunday (Cutoff day) + within 5 working days | Min RM10 | N/A | | ![](https://storage.crisp.chat/users/helpdesk/website/b34797d9594d3000/image_idcjhh.png) | 14 working days | **Basic Plan**: RM1.50 per online banking transaction/ not applicable to card transactions; **Standard 30**: RM1.00 per online banking transaction/ 2.5% or lower for card transactions/ 3.2% per PayPal transaction/ 1.5% or lower per e-wallet transactions; **Standard 365**: RM0.50 per online banking transaction/ 2.5% or lower for card transactions/ 3.2% per PayPal transaction/ 1.5% or lower per e-wallet transactions. | Next day (T+1) *next business day | N/A | N/A | | ![](https://storage.crisp.chat/users/helpdesk/website/b34797d9594d3000/image_1l760lu.png) | 14 working days | **Credit Card & Debit Card:** 2.5%; **Internet Banking:** 1.5% or a minimum charge of RM1 whichever is higher | Twice a week (Wednesday and Friday) | Min RM 100 | N/A | | ![](https://storage.crisp.chat/users/helpdesk/website/b34797d9594d3000/image_rswr9t.png) | 7 - 14 working days | RM 0.50 per transaction | Next day (T+1) | N/A | N/A | | ![](https://storage.crisp.chat/users/helpdesk/website/b34797d9594d3000/image_mhbf7p.png) | N/A | N/A | Within 2 working days | N/A | N/A | | ![](https://storage.crisp.chat/users/helpdesk/website/b34797d9594d3000/image_envmmj.png) | Within 24 hours | **SME Plan** Online Banking: 99sen, Malaysian Credit Card: 1.25 - 1.99%, Malaysian Debit Card: 1%; **Starter Plan** Online Banking: RM 1.50, Malaysian Credit Card: 1.50% - 2.50% Malaysian Debit Card: 1.2% | Next day (T+1) | N/A | N/A | **来源：** * Razer Merchant Services: Exclusively for EasyStore's users. Contact us at **support@easystore.co** to check your entitlement * Stripe: https://stripe.com/en-my/pricing * PayPal: https://www.paypal.com/my/webapps/mpp/merchant-fees * Braintree: https://www.braintreepayments.com/my/braintree-pricing * eGHL: https://e-ghl.com/inquiry/my/ * WechatPay: https://pay.weixin.qq.com/index.php/public/wechatpay_en/faq * Alipay: https://boxku.com.my/blog/how-to-register-alipay.html * iPay88: Redeem iPay88 Online Banking Plan * Billplz: https://www.billplz.com/pricing * senangPay: https://senangpay.my/faq/# * Maybank2u: https://m2upay.maybank2u.com.my/assets/faq/index.html * Atome: https://help.atome.my/hc/en-my/articles/4405623290137-How-do-I-use-Atome-if-I-m-a-merchant- * Payex: https://www.payex.io/ 点击[此处](https://www.easystore.co/en-my/ payments)了解有关 EasyStore 中提供的其他支付网关的更多信息。 --- ## 4. 比较总结。 * 快速审批时间：Stripe、PayPal、Payex * 低交易费：Billplz、Payex、Atome、Maybank2u * 结算周期短：PayPal、Braintree、WechatPay、AliPay、Billplz、Maybank2u、Payex * 最低结算金额低：Stripe 和 iPay88 * 全球支付：Stripe、PayPal、Braintree、Razer Merchant Services