文章分类: 建立支付方式

支付方式服务比较

在本文中:

1.支付网关介绍。

  1. 支付网关的主要特征。
    3、支付网关之间的比较。
  2. 比较总结。


1. 支付网关介绍。


支付网关是由电子商务应用服务提供商提供的一项商家服务,它授权电子商务、在线零售商、实体店或传统实体店进行信用卡或直接支付处理。


支付网关充当商家与其客户之间的中间人,确保交易安全、及时地进行。


2. 支付网关的主要特征。


  • 审批时间:申请获得批准所需的时间。
  • 交易费用:您每次处理每笔交易时支付的费用。
  • 结算日:收到客户付款与您的商家银行账户收到资金之间的时间间隔。
  • 结算金额:支付网关服务提供商将资金存入您账户的最低金额。
  • 全球支付:支持外币。

3. 支付网关之间的比较。


支付网关

审批时间

交易费用

结算日

结算日

结算金额

全球支付

Internet Bank Transfer: 3 - 5 working days; Credit Card: 1 - 2 months

Exclusive rate as low as 1.5% only for EasyStore users. Payment methods include credit/ debit card, online banking, e-wallet. Contact us at support@easystore.co to check your entitlement

Weekly Transfer to Bank Account

Min RM 100

Yes

Immediate

3% + RM 1

7 days (Malaysia)

Min RM 5

Yes

Immediate

3.9% + RM 2

Instantly

N/A

Yes

Within one business day

3.4% + RM 2

Next day (T+1)

N/A

Yes

7 - 14 working days

Cards: 2.5% per processing (+ 1% non-MYR processing, + RM 0.50 for ticket size less than RM40.00); Non-Card (FPX): 2.5% or RM 0.50 (whichever is higher)

Weekly Transfer to Bank Account

N/A

N/A

Within 7 - 15 days

Free for most transactions. The fees of 0.1% for overseas transactions such as in case of cross border commerce.

Next day (T+1)

800 USD or equivalent amount in other foreign currencies

Yes

Within 72 hours

Credit Card: 3% service charge; Online Bank Transfer: 1.5% service charge

Monday - Tuesday: Next day (T+1); Friday - Sunday: Next Monday; Public Holidays: Next business day

N/A

N/A

Internet Bank Transfer: 7 - 14 working days; Credit Card: 1 - 2 months

SME Plan Cards: 3%, Online banking & e-Wallet: 2 - 4% or minimum RM0.60 (whichever is higher); SOHO Plan 4% per transaction

Weekly Sunday (Cutoff day) + within 5 working days

Min RM10

N/A

14 working days

Basic Plan: RM1.50 per online banking transaction/ not applicable to card transactions; Standard 30: RM1.00 per online banking transaction/ 2.5% or lower for card transactions/ 3.2% per PayPal transaction/ 1.5% or lower per e-wallet transactions; Standard 365: RM0.50 per online banking transaction/ 2.5% or lower for card transactions/ 3.2% per PayPal transaction/ 1.5% or lower per e-wallet transactions.

Next day (T+1) *next business day

N/A

N/A

14 working days

Credit Card & Debit Card: 2.5%; Internet Banking: 1.5% or a minimum charge of RM1 whichever is higher

Twice a week (Wednesday and Friday)

Min RM 100

N/A

7 - 14 working days

RM 0.50 per transaction

Next day (T+1)

N/A

N/A

N/A

N/A

Within 2 working days

N/A

N/A

Within 24 hours

SME Plan Online Banking: 99sen, Malaysian Credit Card: 1.25 - 1.99%, Malaysian Debit Card: 1%; Starter Plan Online Banking: RM 1.50, Malaysian Credit Card: 1.50% - 2.50% Malaysian Debit Card: 1.2%

Next day (T+1)

N/A

N/A


来源:



点击[此处](https://www.easystore.co/en-my/ payments)了解有关 EasyStore 中提供的其他支付网关的更多信息。

4. 比较总结。


  • 快速审批时间:Stripe、PayPal、Payex


  • 低交易费:Billplz、Payex、Atome、Maybank2u


  • 结算周期短:PayPal、Braintree、WechatPay、AliPay、Billplz、Maybank2u、Payex


  • 最低结算金额低:Stripe 和 iPay88


  • 全球支付:Stripe、PayPal、Braintree、Razer Merchant Services

更新于: 05/02/2024

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